Financing Solutions for Refrigeration Systems
Turn a large upfront investment into manageable monthly costs and boost your energy efficiency today.Financing Solutions for Refrigeration Systems
Turn a large upfront investment into manageable monthly costs and boost your energy efficiency today.
Finance your energy transition without affecting your cash flow
As manufacturers or retailers, you are currently facing major challenges:
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Regulatory: F-Gas III mandates a drastic reduction in fluorinated gases. HFCs are on the verge of being banned and are subject to increasingly strict quotas. The result? Their prices are skyrocketing. Failing to act now means exposing yourself to penalties and unforeseen costs in the future.
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Technical : Your aging systems consume a lot of energy. Against a backdrop of rising and fluctuating energy prices, your bills are likely to increase.
To address this, significant investments are needed to modernize your refrigeration systems and ensure long-term regulatory compliance. But in the current economic climate, investing several hundred thousand euros in CAPEX seems challenging.
That’s where Axima Réfrigération steps in to offer you an alternative. To successfully navigate this energy transition without tying up your capital, we implement a financial engineering solution: a “0 CAPEX” model that combines cost optimization with structured financing.
You finance your equipment as you use it, while immediately benefiting from performance gains: energy savings, lower energy bills, regulatory compliance, and more.
We’re shifting from an ownership-based economy to a usage-based economy: you no longer buy a refrigeration unit; instead, you purchase cooling capacity and pay for it monthly.
Two Strategies for Optimizing Your Investment Project
Axima Réfrigération offers you a winning combination to optimize your investment project.
1. Reduce the Initial Investment Cost
Our energy efficiency experts use a variety of technical and financial strategies to minimize your initial investment:
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Energy-efficiency upgrades across the entire scope of the system (cooling, heating, and humidity control);
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Utilization of Energy Savings Certificates (CEE) to reduce the cost of the work;
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Potential subsidies through an Energy Performance Contract (EPC) to enhance your return on investment.
2. Finance the remaining costs with our “0 CAPEX” solution
Once your investment has been optimized in this way, we’ll structure a flexible financing plan over a 5- to 7-year period. This approach allows you to transform a significant investment into reduced and controlled operating expenses, with no impact on your cash flow.
The Benefits of a Specialized Financial Solution
Frequently Asked Questions
With our “Objectif 0 CAPEX” solution, you can convert a large capital investment (CAPEX) into manageable monthly expenses (OPEX).
In practical terms:
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We reduce your out-of-pocket costs by leveraging Energy Savings Certificates (CEE) and implementing an Energy Performance Contract (CPE).
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We offer to finance the out-of-pocket costs through a Lease-to-Own (LOA) agreement over 5 to 7 years.
The result: no large cash outflow, your balance sheet remains intact, and your borrowing capacity is preserved.
Yes. The F-Gas Regulation requires the reduction of fluorinated greenhouse gases by limiting the use of refrigerants with high GWP (global warming potential). HFCs are gradually being phased out or subject to quotas, leading to price increases and supply shortages for these refrigerants.
Our solution facilitates the replacement of equipment using HFCs with solutions based on natural and low-carbon refrigerants (CO₂, NH₃), allowing you to stay ahead of environmental standards and avoid the financial risks associated with the regulations.
To learn more, visit our page dedicated to regulatory assistance
Unlike a lease, which is a banking product that creates debt and affects your financial structure, a lease-purchase agreement is an off-balance-sheet operating expense (OPEX) that has no impact on your borrowing capacity.
Your lease payments are deductible from corporate income tax (IS) and the corporate value-added contribution (CVAE), which improves your tax position. You preserve your credit lines for your strategic projects.
The equipment is not recorded as an asset, and the financing is not recorded as a liability. Your balance sheet remains healthy, and your borrowing capacity remains intact. By outsourcing financing, you preserve your credit lines and borrowing capacity for strategic projects (expansions, growth, purchase of retail space, creation of curbside pickup locations, storage areas, etc.).
The return on investment is almost immediate. Starting in the first few months, the energy savings generated by your new installations cover part of the rent. After deducting the savings, the net monthly cost can drop to a few thousand or a few hundred euros, depending on your project.
Yes. This solution is designed to support your decarbonization efforts and reduce your energy consumption over the long term. Our teams of energy experts provide ongoing monitoring throughout the contract using energy dashboards to ensure performance and prevent any increases in consumption.
Our solution is compatible with all critical equipment related to cooling and heating, whether you’re an industrial manufacturer or a major retailer:
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Cooling systems: refrigeration plants, refrigeration units, cold rooms for storage or processing areas, refrigerated display cases;
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Heating (industrial heat pumps) and heat recovery for various applications (evaporator defrosting, domestic hot water production, etc.) ;
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Humidity control.
We begin with a comprehensive technical and financial assessment to analyze your facilities and identify opportunities for optimization. Unlike a traditional bank, which may take 1 to 6 months to approve a loan, we provide you with a response within a few days.
This speed allows you to start your project sooner and thus immediately benefit from the energy savings generated by the new equipment.
Yes. If a more efficient technology becomes available, we’ll replace the old contract with a new one—which prevents you from paying double rent. You’ll always stay at the forefront of energy efficiency.
Because the regulatory and financial landscape is changing rapidly.
- The 5th period of the Energy Savings Certificates (CEE) ends on March 31, 2026.
- Official reports indicate that budgets for the next period will be significantly reduced.
- Certain strategic EEC programs, such as heat recovery from refrigeration units, will be phased out well before this deadline, even though they previously helped finance a large portion of your investment.
Waiting means accepting higher costs tomorrow:
- Less government assistance,
- Higher investment costs,
- Delayed energy savings.
By acting now, you secure the maximum subsidies, prepare for F-Gas III, and turn your project into a profitable opportunity from the very first months.
Discover Axima Refrigeration's Solutions
Contact our experts for a free assessment and find out your actual monthly payment.
Contact our experts for a free assessment and find out your actual monthly payment.
